PayPal will place a small, temporary charge on your card accompanied by a unique 4-digit code.
When you see this error, follow this clear, step-by-step guide to resolve it.
Go back to your Wallet, click , and carefully re-enter the card details and billing address. Quick Alternative Workarounds PayPal will place a small, temporary charge on
"Card declined. Please check with your issuer and retry."
) only work for domestic purchases or have a 48-hour "Initial" period before they are active. Security Alerts: Quick Alternative Workarounds "Card declined
PayPal is essentially telling you: "Don't look at us. This is your bank's fault. Go ask them why they hate us."
Repeatedly clicking the checkout button will not fix this issue. Instead, it can trigger fraud alerts on your account. This is your bank's fault
PayPal acts as a middleman processor. It does not independently decide to decline your payment based on your funds; instead, it passes the transaction request to your credit or debit card issuer (your bank). If the bank sends back a decline signal, PayPal displays this error.
To understand this error, you must first understand a core privacy boundary between PayPal and your bank or credit card company. The message is PayPal’s way of telling you that the decision to decline your transaction did not come from PayPal—it came from your card issuer (your bank or credit card company).
Link a different credit or debit card to your PayPal Wallet.